Win the chargebacks you deserve
AI generates professional dispute responses in seconds. Flat pricing from $149/mo. No percentage fees, no surprises.
First chargeback defense built for AI-agent transactions — cryptographic proof when a shopping agent makes the purchase.
Win Rate
73.5%
↑ 12%
Recovered
$12,847
this month
Open Disputes
8
2 urgent
Chargeback Ratio
0.42%
below 1%
Open Disputes
Sorted by deadlinech_3Pq...
Product not received
$249.00
2 days left
ch_3Pm...
Fraudulent
$89.99
5 days left
ch_3Pk...
Subscription cancelled
$49.00
9 days left
AI Defense Generated
READYRe: Dispute ch_3Pq... — Product Not Received
To the Chargeback Review Team,
We are writing to contest this chargeback for the following reasons:
• Package delivered on Mar 14, 2026 (tracking: 1Z999AA...)
• Signature confirmed by customer at 2:47 PM
• No prior contact from customer regarding delivery
Evidence attached: 3 documents
Chargebacks are stealing your revenue
Most merchants don't fight chargebacks because it's too time-consuming and expensive. Until now.
Lost to chargebacks annually
What competitors take per win
Of merchants don't fight disputes
Deadline to respond (or you lose)
From dispute to defense in 60 seconds
No more spending hours crafting responses. Let AI do the heavy lifting.
Connect Stripe
Link your Stripe account in one click. We securely sync all your disputes automatically.
AI Builds Your Defense
Our AI analyzes the dispute, your transaction data, and evidence vault to generate a professional response letter.
Review & Submit
Review the AI-generated defense, attach evidence, and export as a professional PDF ready to submit.
Built to win more chargebacks
Every feature designed to maximize your win rate and minimize your effort.
AI Defense Generation
Professional dispute response letters generated by AI in seconds. Tailored to each chargeback reason code.
Agentic Commerce Defense
AI agents buying on behalf of cardholders? We capture their Visa TAP cryptographic signatures at checkout, verify them, and attach the proof to your dispute. The only tool built for AI-agent chargebacks.
How it worksEvidence Vault
Upload and organize proof of delivery, receipts, customer communications. Tagged and ready to attach.
PDF Export
Generate professional PDF defense documents with exhibits. Ready to submit to payment processors.
Deadline Tracking
Never miss a response deadline. Clear deadline tracking for every open dispute so you always know what's urgent.
Win Rate Analytics
Track your win rate, chargeback ratio, and recovery amounts. Identify patterns and improve over time.
Flat Pricing
Flat pricing from $149/mo. No percentage fees, no hidden costs, no surprises. A single dispute recovery pays for your entire month.
Multi-Platform
Connect Stripe, Shopify, PayPal, and Braintree — all supported natively.
Predictable pricing. No hidden fees.
Competitors charge 25% of every recovery. We offer flat monthly plans and an Enterprise option at just 10% of recovered amount.
Chargeflow charges 25% of every recovery. On $50K in chargebacks, that's $12,500/year. ChargeGuard Pro? $3,588/year. You save $8,912. Enterprise? Just $5,000 — 60% less than Chargeflow.
Starter
For SMBs getting started with chargeback defense
Save $298/yr
- 25 disputes/month
- Agentic commerce defense
- AI defense generation
- Evidence vault (50 files)
- PDF export
- Stripe integration
- Basic analytics
- Email support
Pro
For growing merchants fighting more disputes
Save $598/yr
- 100 disputes/month
- Everything in Starter
- Priority support (24hr)
- Advanced analytics
- Evidence vault (100 files)
- Shopify, PayPal & Braintree support
Growth
For scaling merchants with high dispute volume
Save $998/yr
- 300 disputes/month
- Everything in Pro
- Priority support (4hr)
- Advanced analytics & reports
- Evidence vault (250 files)
- Shopify, PayPal & Braintree support
Enterprise
Unlimited everything. Pay only for results.
60% cheaper than Chargeflow
- Unlimited disputes
- Everything in Growth
- Dedicated account manager
- Custom integrations
- 24/7 phone support
- Evidence vault (unlimited)
- Shopify, PayPal & Braintree support
All plans include a 14-day free trial. No credit card required.
Save with annual billing
Starter $1,490/yr ($124/mo) · Pro $2,990/yr ($249/mo) · Growth $4,990/yr ($416/mo)
See how we compare
Same features, fraction of the cost.
Pricing Model
ChargeGuard
Flat fee from $149/mo
Annual cost (50K chargebacks)
ChargeGuard
$3,588 (Pro)
AI-Agent Purchase Defense (Visa TAP + Mastercard)
ChargeGuard
Included
AI Defense Generation
ChargeGuard
Included
Evidence Vault
ChargeGuard
Yes
PDF Export
ChargeGuard
Yes
Transparent Pricing
ChargeGuard
100%
SMB Friendly
ChargeGuard
Built for it
Setup Time
ChargeGuard
2 minutes
Frequently asked questions
How does the AI generate defense responses?
Our AI analyzes the chargeback reason code, your transaction data, delivery confirmation, and any evidence in your vault. It then generates a professional, factual response letter tailored to fight that specific dispute.
Is my data secure?
Absolutely. We use Supabase with row-level security, encrypted connections, and never share your data. Your Stripe credentials are stored securely and used only for dispute sync.
How is this different from Chargeflow?
Chargeflow charges 25% of every recovered amount. Disputifier takes 20%. We charge a flat monthly fee starting at $149/mo, or 10% of recovery on our Enterprise plan. For a merchant with $50K in chargebacks, that's the difference between $12,500/year and just $3,588/year with our Pro plan — or $5,000 with Enterprise.
What payment processors do you support?
Stripe, Shopify, PayPal, and Braintree — all supported natively. Connect any of them in seconds.
Can I try before I buy?
Yes! Every plan includes a 14-day free trial with full access to all features. No credit card required to start.
What happens if I exceed my dispute limit?
We'll notify you when you're approaching your limit. You can upgrade to the next tier at any time. We never cut off access mid-cycle.
How long does setup take?
About 2 minutes. Sign up, connect your Stripe account, and we'll automatically sync your open disputes. You can generate your first AI defense immediately.
Do you guarantee win rates?
No ethical service can guarantee outcomes. What we guarantee is the highest quality AI-generated defense responses, professional evidence presentation, and deadline tracking so you never miss a response window.